About 4quote.ai

4quote.ai is a licensed Florida insurance agency built to solve the hardest part of buying homeowners and flood insurance in Florida: knowing you are getting the best rate from the right carrier.

We combine licensed Florida producers with an AI agent that shops your home and flood rates across A-rated carriers every day. Drop in your address and you will see live prices on screen in seconds — no phone calls, no 15 separate forms, no waiting days for a human to get back to you.

What we do

• Instant home and flood quotes from carriers writing in Florida, shown side-by-side on your screen.
• Property data lookup from your address alone — year built, square footage, construction, roof shape, and flood zone.
• AI document reading for 4-point and wind mitigation inspections on pre-2002 homes, so the price you see is the price you bind.
• Always-on rate shopping — your AI agent re-shops at renewal and texts and emails you the moment a cheaper policy appears.
• Licensed human agents for mobile/manufactured homes, complex risks, and anything the AI cannot bind automatically.

Licensing

4quote.ai operates under Insurance Exchange of America, a licensed Florida insurance agency. Florida insurance license: #P082969.

We are licensed to quote and bind homeowners, flood, wind, and related personal lines coverage throughout the state of Florida. We do not sell outside of Florida.

Contact

• Text: 4QUOTE to 478683
• Phone: (877) 373-6073
• Email: info@ieains.com
• License: FL License #P082969

Coverage area

Florida only — every county, every flood zone.

Our promise

We will show you every price we can find, explain what the coverage actually covers, and keep shopping for you even after you buy. No hidden fees, no pressure, and you can text us anytime.