4quote.ai(877) 373-6073
Florida referral partner program

Stop losing Florida closings to insurance.

Send us a property address and your client sees home and flood pricing from carriers writing in Florida in seconds — not after three days of phone tag. Free for realtors, mortgage brokers and title agents. No exclusivity, no minimums.

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  • ✓Instant home + flood pricing from one address
  • ✓AI reads 4-point & wind mitigation reports for pre-2002 homes
  • ✓FEMA flood zone and lender-required limits handled in the same run
  • ✓Licensed Florida agent on every file — you get copied
Become a partner →Talk to a licensed agent
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Your insurance desk

Text any Florida address to (877) 373-6073 and we'll send back home and flood pricing the same hour — even before your client fills anything out.

Licensed Florida insurance agency • FL License #P082969

What your clients get — and what you get

Pricing in seconds, not days

One address field returns live home and flood premiums from carriers writing in Florida. Your buyer stops guessing at insurance cost during due diligence.

Pre-2002 homes don't stall

Our AI reads uploaded 4-point and wind mitigation reports, applies the credits and re-prices in minutes — the number one reason Florida closings slip.

Flood handled in the same run

FEMA zone pulled off the address, NFIP and private flood quoted side by side, at the exact building and contents limits the lender is asking for.

You stay in the loop

Every client on your link is tagged to you. You get the quote summary and the binder timeline, so you can update your file without chasing an agent.

A licensed human on standby

Mobile and manufactured homes, older roofs, vacant or LLC-held property, high-value risks — a licensed Florida producer picks those up personally.

Co-marketing that's actually useful

Co-branded quote links plus a flood-zone one-pager you can hand to clients at listing appointments or pre-approval.

How the program works

1. Apply in 60 seconds

Tell us who you are and where you work. No fee, no contract, no exclusivity.

2. Get your partner link

You receive a link like 4quote.ai/?ref=YOURCODE. Every client who uses it is credited to you.

3. Send an address

Your client enters the property address — or you text it to us — and pricing comes back the same hour.

4. We keep the file moving

A licensed agent binds, sends the evidence of insurance to the lender, and copies you.

Compensation note: Florida law limits what an insurance agency may pay an unlicensed referral source. Our thank-you is a nominal, one-time amount per referred client that is not contingent on a policy being sold. Licensed partners can ask us about appointment or commission-sharing arrangements instead.

Apply to partner with us

Takes about a minute. You'll get your referral link on the next screen and a call from a licensed Florida agent within one business day.

Takes about 30 seconds. No cost, no exclusivity, no minimums.

Partner questions

What does the 4quote.ai referral partner program cost?
Nothing. There is no fee, no exclusivity agreement and no monthly minimum. You get a partner link and a direct line to a licensed Florida agent.
How fast will my client get a quote?
Home and flood pricing from carriers writing in Florida shows on screen in seconds from the property address alone. A licensed agent follows up the same business day for anything the AI cannot bind.
Do you pay a referral fee?
Florida insurance law limits what can be paid to an unlicensed referral source, so we keep it compliant: a nominal one-time thank-you per referred client that is not contingent on a policy being sold, plus co-marketing support. Licensed partners can discuss appointment or commission-sharing options with our agency directly.
What happens with homes built before 2002?
Those homes need a 4-point and wind mitigation inspection for Florida carriers to lock pricing. Upload the reports and our AI reads them, maps the credits into the rating fields, and re-prices in minutes so your closing date holds.
Do you handle flood insurance too?
Yes. We pull the FEMA flood zone from the address and quote NFIP and private flood alongside the home policy, including the building and contents limits a lender requires.
Will you contact my client behind my back?
No. Every client who arrives on your partner link is tagged to you, and you are copied on the quote summary. We are the insurance leg of your transaction, not a competitor for your client.
Have a deal stuck right now?

Call (877) 373-6073 or email info@ieains.com with the address. We'll price it before you finish reading this page.